I’m a fan of Banks Journal already so I had high expectations for this jacket. It’s comfortable and tastefully oversized. I usually get a large in jackets but the medium in this fit me well with space for one or two layers underneath. The jacket has two layers that provide ample warmpth. I can wear this in 45 degrees with just a long sleeve under it. Although the inside isn’t sherpa, it’s still very soft. The side pockets are pretty small and the collar doesn’t fold down very well but I didn’t really mind those two issues.